Umbrella insurance offers an additional layer of personal liability coverage. An umbrella policy is developed to provide an extra coverage when a lawsuit brought over injuries or property damage caused by you exceeds the liability limits on your car, boat, home etc.
Who should Consider Umbrella Insurance
Anyone who owns assets that exceed the liability coverage included in vehicle or property insurance should consider a personal umbrella policy. These assets can include home equity, college and retirement savings, a second home, stocks and bonds.
With Personal Umbrella Insurance, You can Get:
Additional Lawsuit Coverage of $1 Million
Provides Additional Coverage for Defense Camounting to $100,000 or More
Additional Liability Coverage Over the Limits of Your Auto, Home or Recreational Vehicle Policy
Coverage for You and Residents of Your Household Insured Under the Policy
Protection from Liability Claims
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