The blinding pain of a toothache is enough to have to deal with let alone tackling the hefty bill that comes with it. Major dental work is pricey these days and if you find yourself without a good dental plan, it could end up costing you a small fortune.
Your Medical insurance will not cover standard dental care expenses so the need for Dental insurance becomes a necessity to protect you from major out of pocket costs that could arise unexpectedly. The more basic expenses like fillings, cleanings, crowns, and x-rays would most likely be completely covered by your Dental insurance but most do not pay for the full cost of major treatments like root canals, extraction of teeth and emergency tooth replacements. In most cases, if major dental work is needed, the policy will cover up to a certain amount and anything more than that will need to be paid out of pocket.